Are Your Finances Strong Enough To Repair Earthquake Damage

| Tuesday, October 10, 2017
By Joyce Cole


Everybody needs to learn the importance of having an emergency plan for you and your family in the event of an earthquake. An important part of that plan has a good emergency kit. What makes the perfect emergency kit? As a homeowner, you should always make a point of equipping your household with one of these crucial implement because you can never tell when disaster will strike. Surviving earthquake damage will to a great extent be tied to this simple yet vital home disaster kit.

Water is of the utmost importance. It's smart to go ahead and store bottled water in your home in case water pipes are damaged. A general rule of thumb is one gallon for every family member each day. Next priority is food. Keep nutritional foods that will store for long periods of time on hand. Have a well-stocked first aid kit with you to treat any wounds sustained during the earth tremor. Also, be prepared to handle illnesses that family members might develop after the earth tremor.

Anchor your foundation. Foundation anchoring is not a difficult process, and there are hundreds of companies from coast to coast that offer it as a part of their service package (or, if you're a DIY expert, there are numerous companies that sell DIY anchoring products for most standard anchoring jobs).

Foundation anchoring is the process of securely "anchoring" the foundation of a structure to the ground, and it minimizes the chances that the foundation of your home. (indubitably the most difficult, and expensive, part of your home to repair, if you've never had the pleasure) will be damaged in the event of an earth tremor and goes a long way toward helping you find cheap homeowner's insurance if you live in a high-risk area.

If your reply to either of those questions is no, then you have a serious problem that needs to be evaluated. Not bolting your house to its foundation can lead to serious structural destruction to your home. Not understanding the benefits of retrofitting your chimney is another mistake. Don't be stuck in the elements because your chimney took a section of your roof with it on the way down.

In the meantime, homeowners insurance does not cover earth tremor destruction to your home and possessions. Therefore, most of the property damage caused by an earth tremor will end up being handled and paid for by you.

Flashlights, gas lanterns, and solar-powered light sources are also important as electric service will likely be disrupted. Keep a radio on hand to stay up to date on developments related to the disaster. Get a hand-cranked radio if possible. The less you have to rely on batteries to power your electronic devices, the better. That being said, stock up on batteries to have plenty of reserve power.

Lastly, keeping your car's gas tank full as much as possible could end up being a life-saver. You never know if you might have to take your family to a distant location for medical attention or aid. This is even more true for those living in rural areas.




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